Finance Operations Associate

Position Overview

We are seeking a Finance Operations Associate to join our dynamic Finance team in Bengaluru. This role is ideal for a proactive professional with strong analytical abilities and a passion for financial operations in the lending sector. You will be responsible for managing daily finance operations, ensuring process accuracy, and supporting business decisions through data-driven insights.

The position demands attention to detail, effective communication skills, and the ability to collaborate across departments to enhance financial efficiency and control.

Key Responsibilities

Financial Operations

• Manage day-to-day finance operations ensuring accuracy, compliance, and efficiency.

• Take initiatives to streamline processes, enhance operational effectiveness, and reduce manual interventions.

• Oversee settlement processes, personal loan transactions, and handle customer queries related to financial details.

• Manage reconciliation of bank accounts, payment gateways, and Loan Management Systems (LMS).

Problem Solving and Analysis

• Apply strong analytical skills to identify trends, evaluate financial data, and solve complex operational challenges.

• Collaborate with cross-functional teams to design and implement effective financial solutions.

• Prepare and maintain MIS data and monthly reports for management review.

Passion for Lending

• Demonstrate a genuine interest in the lending and fintech ecosystem.

• Stay informed about industry trends, regulatory changes, and operational best practices.

• Ensure all finance operations align with Refyne’s strategic goals and customer-first approach.

Skills & Qualifications

• Education: Bachelor’s degree in Finance, Accounting, Commerce, or a related field. MBA or professional certification (CA Inter, CMA, etc.) is a plus.

• Experience: 2–4 years of progressive experience in finance operations, preferably in lending or fintech.

• Technical Skills:

  • Hands-on experience with settlement processes, payment gateways, and reconciliation systems.

  • Proficiency in financial reporting tools, Excel, and MIS preparation.

• Core Competencies:

  • Strong analytical, problem-solving, and decision-making abilities.

  • Excellent communication and interpersonal skills.

  • Ability to manage multiple clients, merchants, and stakeholders efficiently.

  • Adaptable, detail-oriented, and capable of thriving in a fast-paced, technology-driven environment.

  • Collaborative mindset with a focus on delivering results through teamwork.

Tagged as: Finance, MS Excel, tally